TIW Capital Group: Revolutionising Asset Management

An exclusive interview with Mr. Mohit Ralhan, Group CEO of TIW Capital

In the ever-evolving landscape of global finance, few companies embody innovation and vision like TIW Capital Group (TCG). Headquartered in Dubai and spanning eight countries, TCG is a pioneering asset management company renowned for its diversified portfolio and cutting-edge approach to investment.

With expertise ranging from private equity and buyouts to new technology and quant-driven strategies, TCG serves clients across 30 countries, managing an impressive $750 million in assets under management. Their focus on developed markets, coupled with a steadfast commitment to risk management and capital security, sets them apart in an increasingly volatile financial landscape.

At Sports World, we understand the importance of financial stability and growth for our audience of sports and entertainment professionals. Athletes, entertainers, and high-net-worths alike face unique challenges in managing wealth that spans generations and geographies.

That’s where TCG’s multi-asset, multi-geography strategies come into play. With a philosophy rooted in trust, integrity, and innovative decision-making, TCG equips its clients with the tools to not only preserve but grow their wealth through volatile markets.

In this exclusive feature, we explore how TCG is revolutionising asset management with its unique approach and commitment to cutting-edge technology. From quant-driven investments to intergenerational wealth transfer, discover why TCG’s approach is transforming the future of asset management and why it matters to you.

We understand that TIW Capital Group (TCG) is a disruptor in the wealth/fund management space with leadership in artificial intelligence and machine learning (AI/ML) based investment strategies. How are the latest technology developments, especially AI/ML, going to impact the wealth of HNIs?

TCG is a global fund/asset management firm with a presence in eight locations across the world including financial hubs of London, Dubai, Singapore, Mumbai and Mauritius.. We are serving investors across 30 countries with SGD 1 billion assets under advisory. We have acquired multiple intellectual properties/algorithms across the globe including the USA, Europe, Australia, GCC and Singapore through which we have been generating consistent double-digit US dollar returns in a low risk environment for our investors. Our objective is to make consistent double-digit US dollar returns irrespective of market conditions. Our approach to wealth/fund management is to ensure intergenerational wealth transfer for our investors with principal preservation.

Artificial Intelligence and Machine Learning technologies are going to completely disrupt the way we live, work and play.Its impact on human civilization is going to be as high as it was on wheels, fire, agriculture and electricity. Most recently, we have seen the impact the internet has on our lives and the way we generate and manage wealth. While the internet brought efficiency in execution, AI/ML technology will bring efficiency in decision-making. The most critical part of wealth management, such as what to buy, when to buy, what to sell and when to sell, will be carried out by AI/ML-based decision systems. Success in the preservation, multiplication, and intergenerational transfer of wealth will depend significantly on how AI/ML technologies are integrated into wealth management strategy and execution. We have already started to see the impact and TCG has been ahead of the curve. We expect that investors will increasingly need to allocate to a quantdriven investment strategy and that’s where TCG is extremely strong.

What do you believe sets TIW Capital Group apart from other wealth/ fund management firms?

We are a technology firm. We believe that those fund managers, wealth managers and private bankers, who embrace technology will become leaders, while others will fall behind. For investors also, it has become essential to understand if their wealth managers and private bankers are using technology and if yes then to what extent. If we look at any investment portfolio managed by private banks, there are significantly higher allocations to technology companies such as Microsoft, Nvidia, Apple, Google, Meta, Amazon and Tesla. It indicates that the wealth/ fund management industry collectively believes that technology companies will fundamentally do well. Therefore, there is a strong case that wealth/fund managers and private bankers themselves should start embracing technology in a much bigger way. TCG has been ahead of the curve in building intellectual properties for wealth/fund management, which not only sets us apart but also makes us future ready.

Our approach to asset management is through technology where our quant models make investment decisions in real time. We have built a robust quant architecture that is the backbone of all our investment products and solutions. Not only does it give us immense capability to generate returns in any geographical market and varied market conditions but also the ability to closely align the risk profile of our investors with desired investment outcomes. Therefore, our product offering today covers the whole spectrum from debt products to balanced products to equity products and quant-based customised asset management. We act as in-house asset managers for our clients.

Why are you focusing on technology and why has it become relevant in wealth management today?

We expect significant volatility in markets in this decade emanating from the constant geopolitical flux as the world order goes through a change. Also, if we look at portfolio returns in recent times, it has been driven by the top seven technology companies. In 2023, the top seven technology companies returned 3x higher than the broad S&P 500 index and this strong performance continued in 2024 as well, with returns being 2x higher than the broad S&P 500 index. We believe that this has increased risk in all investment portfolios. The stocks in most of the investor’s portfolios are the same and the investment portfolios have started to look identical. The idea is to break this conundrum while keeping focus on large caps and developed markets. What it means is building a repository of differentiated quant models that can process significant amounts of data across multiple asset classes and multiple geographies and take buy and sell decisions. The portfolio outperformance and returns consistency in this decade will largely be ensured through this approach. Our multiple intellectual properties/ algorithms work in tandem to achieve consistent double-digit returns in a low-risk environment trading, an extremely diversified large cap and developed market portfolio. This is the key.

How does TIW Capital Group tailor its investment strategies to meet the specific needs of diverse clients across different sectors and geographies?

TCG offers multiple products including debt products, balanced funds, equity funds and quant-based customised asset management which covers the diverse needs of clients. Our customised approach to wealth/fund management through TCG QbCAM offering is extremely suited for large clients in the current times. Our strategies are deployed in the broking account of the clients, giving them better control, along with the benefit of technology-based multi-geography, multi-asset and multi-strategy approaches to generate consistent double-digit returns. The time has come for investors to look at wealth management from a different perspective combining the power of quant to generate returns irrespective of market conditions with better control of their broking account. TCG facilitates it by acting as an in-house fund/wealth manager for its clients.

In today’s unpredictable economic landscape, how does TIW ensure that clients’ investments are safeguarded while still pursuing strong returns?

The unpredictable landscape is the best environment to deploy our intellectual properties/algorithms. It can beat traditional investment strategies in any market condition, but the differentiation is much more pronounced in unpredictable market conditions. Therefore, a reasonable allocation to our strategies can complement our investor’s traditional investment portfolios. Our advice to investors is to start looking at quant-based strategies. This is the future.

For more information and an introduction to the experts at TIW Capital Group, simply contact your Sports World Client Manager, or [email protected].