Safeguarding What Matters Most

For a life lived across homes, garages, marinas and runways, protection has to move as freely as its owner. SW looks at the partnership bringing every part of that life under one roof.

The modern private client rarely lives in a single postcode. There might be a townhouse in London, a car collection, a yacht moored somewhere warmer and a career that depends on staying at the top of its game. Each carries its own risk, and conventional insurance has a habit of treating them in isolation.

Clear Private Clients and Lilley Plummer Risks have set out to change that. Working together, the two firms offer bespoke lifestyle insurance built around the individual rather than the individual asset. The promise is refreshingly simple. Cover for you, your family, your assets and your livelihood. Everywhere.

Two Specialists, One Approach

Clear Private Clients is part of Clear Insurance Management Limited, an independent Chartered insurance broker. Lilley Plummer Risks brings its own specialist expertise to the partnership, and both firms are authorised and regulated by the Financial Conduct Authority.

Together, they look at a client’s lifestyle as a whole rather than as a list of separate possessions. The result is protection designed so that nothing of value falls between policies.

What the Cover Includes

The partnership spans five core areas.

• High-value property and personal possessions
• Luxury cars
• Travel
• Yachts and aircraft
• Health and career ending injury

Cover That Travels

The word everywhere does a great deal of work here. For clients who split the year between residences, fly privately and keep a yacht in another jurisdiction, protection that stops at the border is barely protection at all.

Travel cover sits alongside yachts, aircraft, property and cars, so the protection follows the client rather than the other way around.

Protecting the Livelihood

Perhaps the most telling inclusion is cover for health and career ending injury. Wealth is not only what someone owns but what they are able to do.

For anyone whose income depends on their physical ability, an injury can cost far more than any damaged asset. Building that protection in alongside property and possessions reflects a more complete view of what is genuinely worth safeguarding.

Peace of Mind, Properly Arranged

The stated aim is peace of mind. Fewer gaps in cover means more time spent enjoying the things the insurance exists to protect, and the people they are shared with.

To speak with the VIP team at Clear Private Clients and Lilley Plummer Risks, call 0203 848 2170, or reach out to the team for more information.

Clear Insurance Management Limited is an independent Chartered insurance broker which is authorised and regulated by the Financial Conduct Authority (FCA). FCA register number: 307982. Registered in England no. 3712209.

Lilley Plummer Risks Limited is authorised and regulated by the Financial Conduct Authority (FCA), Firm Reference Number: 940199. Registered in England no. 12132849.