Plan for the Unpredictable: Bespoke Lifestyle Insurance for Professional Athletes

For professional athletes, a career can turn on a single moment. Lilley Plummer Risks and Clear Private Clients have built their reputation on preparing for exactly that scenario, offering tailored insurance solutions designed to protect income and preserve long-term stability, whatever the future holds.

A Trusted Partnership

The premise is simple: leave the unforeseen to chance, or plan quietly for it. If an unexpected event were to happen, how would an athlete sustain their lifestyle, and the lifestyles of those who rely on them?

Lilley Plummer Risks and Clear Private Clients position themselves as that answer, working in partnership with each client to build cover around their individual circumstances.

Backed by the Clear Group

Lilley Plummer Risks and Clear Private Clients operate as part of the Clear Group, a Lloyd’s broker with reach across multiple sectors and classes of business. That breadth of experience across London and global markets allows the team to manage risks of significant scale, with specialist cover available for career-ending injury.

Confidentiality is central to the offering. The team point to a strong track record of protecting clients’ privacy, with discretion built into every stage of the process.

What Career-Ending Injury Insurance Covers

Where injury or illness brings a career to an unexpected close, this form of cover provides a tax-free lump sum intended to help preserve financial stability and give clients room to adapt. Support can include:

• Loss of future earnings
• Rehabilitation and retraining
• Lifestyle changes and home modifications
• Financial security for family

Wide-Ranging Coverage

Policies offer worldwide protection, with coverage that can include:

• Accidental or natural death
• Loss of hearing or speech
• Paraplegia or permanent disability

Additional wellbeing benefits are also available through the team’s partners.

Why Clients Choose Lilley Plummer Risks and Clear Private Clients

The team take time to understand each client’s needs, working alongside them, their family and their agent, and explaining every detail in plain English, from pre-existing conditions through to policy wording.

Each client is assigned a dedicated account manager who knows their name, their career and what matters most to them, available season after season.

Claims can be assessed for up to two years after an injury occurs, giving clients time and flexibility as they return to sport or transition into a new career.

Get in touch with the Lilley Plummer Risks and Clear Private Clients team to find out more, or contact [email protected] for further information.